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Local Mortgage Lender

Bringing clarity, speed, and trust to home financing across Colorado and Indiana.

At Onyx Lending Group, we make mortgages make sense. Our process is built on precision, transparency, and care—so you can move forward with confidence.

  • Fast, transparent loan approvals
  • 70+ lender network for better options
  • Rate lock and strategy guidance
  • End-to-end loan management with real updates

Meet the team that makes mortgages make sense.

Led by Zach Sheppard, Onyx Lending Group was built for borrowers who value precision and trust. We don’t believe in one-size-fits-all loans—we believe in structure, transparency, and results.

Expect clear communication, expert strategy, and a disciplined process that moves you forward.

Get pre-approved the smart way.

Our digital pre-approval process blends speed and human touch. Apply online in minutes, then connect directly with a loan expert who knows your goals. From first step to final signature, we make sure you always know what’s next.

Ready to move forward?

Let’s talk about your goals and create a mortgage plan that fits. Call, click, or visit us in Denver, CO or Indianapolis, IN—our team is ready to help you move with confidence.

Client Reviews

Working with Zach was a great experience. He made sure I felt comfortable and confident every step of the way and walked me through everything thoroughly. Zach provided me with a seamless and stress free first home buying experience and i would highly recommend working with him!

Shannon Jost from Denver, CO | November 2020

We worked with Zach and he was amazing – so kind, friendly, knowledgeable, and TIMELY. His responses were so quick. We got an awesome rate, too. Definitely recommend!

Sarah Brockhoff from Indianapolis, IN | October 2020

Zach is wonderful. We enjoyed working with his so much that when he transitioned to Nova we followed him there! He makes the buying process easy. He’s in constant contact, detailed orientated, and always willing to answer any questions you may have. He’s simply the best.

Adrienne Kuchik from Indianapolis, IN | October 2020

This guy is THE MAN. Zach went above and beyond to help me out with 2 simultaneous refinances and both experiences went super smooth. If you’re in the market to purchase or refi, call him. Once you go Zach, you won’t go back.

Seth Wilcock from Indianapolis, IN | April 2020

My wife and I enjoyed the attention Zach gave us, and he was very transparent. In the past we have encountered very opposite experiences when dealing with other companies, so it is breath of fresh air not having to worry if we can trust our lender and company. I’d definitely recommend Zach to our family and friends!

Rafael H. from Indianapolis, IN | March 2020